CSB Mortgages

Borrowing Power Calculator

Estimate how much a NZ lender may approve based on your income and expenses. We apply the standard RBNZ stress-test rate and DTI cap so the figure is as realistic as possible. Results are indicative only — your CSB adviser will run a full assessment.

Your Details

Applicants

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Monthly Expenses & Liabilities

The bank will use the higher of your declared expenses or the HEM benchmark ($1,900/month for your household).

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HEM guide: $1,900/month

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Banks count 3% of your card limit as a monthly expense.

Loan Parameters

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years